Gold · Updated October 13, 2026
How to Sell Gold Jewelry and Understand Your Offer
Learn how gold jewelry offers are calculated using karat, weight, and gold prices, plus the questions to ask before accepting a buyer's offer.
Selling a gold chain or bracelet should come with an explanation you can follow. You don’t need to memorize market terminology, but understanding purity, weight, and price will help you ask better questions.
Start by finding out what the buyer is actually valuing. Is the offer based on the gold content alone, or is the piece being considered for resale as jewelry? That distinction matters before you begin comparing numbers.
What does the karat mark mean?
Karat describes gold purity in parts out of 24. The theoretical gold proportions for common karats are:
| Karat | Gold proportion |
|---|---|
| 10K | 41.67% |
| 14K | 58.33% |
| 18K | 75.00% |
| 22K | 91.67% |
These are mathematical proportions; the actual item still needs assessment. A hallmark is useful information, but ask how the buyer verifies the material. Gold-plated and gold-filled items are different from solid gold alloys and shouldn’t be calculated as though their entire weight were karat gold.
If you’re bringing several pieces, ask for the weights and offers to be explained by purity rather than combined into one unexplained total.
Understand which weight is being used
A scale may show the weight of the entire item, including gemstones and non-gold components. For a gold-content calculation, ask which weight has been attributed to the gold alloy.
Check the unit as well. Grams, pennyweights, and troy ounces are different measurements. A quoted price per pennyweight cannot be compared directly with a price per gram.
Gold market prices are commonly quoted per troy ounce. One troy ounce equals approximately 31.1035 grams. That conversion lets you work from a quoted price per troy ounce to a price per gram of pure gold.
See how the calculation works
The theoretical contained-gold value is:
Gold-alloy weight in grams × purity fraction × pure-gold price per gram
For a simple illustration, suppose an item contains 20 grams of 18K gold alloy, with no stones or other components included in that weight. At 75% gold, it contains a theoretical 15 grams of pure gold.
If pure gold were priced at $100 per gram, the contained-gold value would be $1,500. A hypothetical offer of $1,350 would equal 90% of that figure.
Those figures are an example, not a current gold quote or an Ayan Jewelry payout promise. Actual offers depend on the item, verification, pricing time, and buyer’s terms.
Ask what a quoted percentage refers to
If a buyer advertises a percentage of “market value,” ask for the calculation behind it. Which gold price are they using? When was it set? What weight and purity are included? Are any charges deducted afterward?
The final amount you receive is the useful comparison. Two percentages may not be comparable if they use different reference prices or deductions.
Have the whole piece considered
Before selling designer, antique, or gemstone-set jewelry for its gold alone, ask whether the buyer has considered the item intact. Don’t remove stones or pay for repairs simply to prepare for a gold evaluation without discussing the implications first.
Broken chains and single earrings are also worth bringing to the conversation. Describe their condition when scheduling and ask whether the buyer purchases those items.
A clear offer should tell you what is being purchased, how the amount was determined, and what you’ll receive. If one part of the explanation is unclear, ask before agreeing to sell.
Find out what your jewelry could be worth. Schedule a complimentary evaluation with Ayan Jewelry.